Tips for using either credit card

The National Commission for the Protection and Defense of Users of Financial Services (Condusef) said that the payment of 0% interest is a smart way to use the credit card. Sounds easy, but how? Basically, following three key recommendations:
1. Do not sign more than they can afford.
2. Buy after the cutoff date.
3. Liquidate the total consumption in the date.
The agency also said that today there are various credit and loan options in the market, but some of them are expensive. “Pawn shops, for example, where they can charge up to 13.5% monthly interest on borrowed money, whereas if we use our credit card wisely can finance up to 50 free days, which would save up to 20 %, “says in a statement.
The Condusef argues that the most important thing is to become familiar with some concepts with the aim of using the plastic properly. Thus, the cutoff date is the day of the month that ends and begins a new period of what is spent, and the deadline is the one with the cardholder for payment and not fall into arrears, and where banks generally provide 20 calendar days.
The minimum payment is the amount to deposit to the bank to avoid falling into arrears, and payment for non-interest is the total amount of consumption made during the period and must be paid in full, and must include the monthly payments promotions.
Meanwhile, the period is the start and end date that includes a cycle ranging from 30 to 31 days.
Thus, cardholders who pay 0% interest are those that use the card as payment in lieu of cash, and pay the total consumption made in the period, taking 50 days of funding granted by the bank and are fitted between the cutoff date and payment date.

How to Add Google Adsense Wire Transfer Payment Method Bangladesh

Great news for Bangladeshi Google AdSense publisher. They can withdraw their money directly from their local bank via International Wire Transfer method.
It is very supper fast and risk-less system. You should add this new AdSense payment method. Just Follow the following steps to to Add Google Adsense Wire Transfer Payment Method for Bangladesh.

HOW TO ADD GOOGLE ADSENSE WIRE TRANSFER PAYMENT METHOD BANGLADESH

Add bank account information

1. Sign in to your account at www.google.com/adsense
2. Visit the Account settings page.
3. In the Payment settings section, click “edit payment method.”
4. In the Electronic Funds Transfer section, select the Add a new bank account radio button. (If you don’t see this section, then EFT payments aren’t available in your location yet.)
5. Click Continue.
6. Enter the requested bank account information. If you’re not sure what information to enter, please contact your bank. Click Continue.

Check your test deposit

Once you enter your bank account information, Google will begin the process of depositing a small test amount into the bank account you specified. This process takes a few days, so check your bank statements after 4-10 days to find a deposit. The deposit ranges from $0.15-$1.10. Depending on the country in which your bank is located, the deposit will be labeled as one of the following:

• AFS RE GOOGLE
• AFS RE GOOGLE ADSENSE
• ARVATO FINANCE SERVICES LIMITED
• BFS FINANCE LTD
• CITIBANK IRELAND FINANCIAL SERVICES
• Google AdSense Payment

 Enter the test deposit amount in your AdSense account

Once you have the test deposit amount:

1. Visit the Account settings page.
2. In the Payment settings section, click Verify this account. (If you don’t see this link, our system may not have been updated. Please wait a couple days and check again.)
3. In the box provided, enter the test deposit amount that you received in your bank account.
4. Click Next. Once you have entered your test deposit verification amount correctly, your bank account will be approved.
5. Select the newly approved bank account as your default payment method.

Please note that if you set EFT as your payment method after the 15th of the month, we can’t guarantee that you’ll be paid by EFT. For example, to ensure payment by EFT for your March earnings, please complete the steps above before April 15th.

Teletalk Bangladesh Ltd 3G PREPAID BROADBAND INTERNET DATA PLAN

Teletalk Bangladesh Ltd
3G PREPAID BROADBAND INTERNET DATA PLAN
informations collected from teletalk official site :)

Tariff/Charges: --> SPEED UPTO DATA VOLUME SUBSCRIPTION FEE USAGE VALIDITY SUBSCRIPTION CODE 256 kbps 40 MB Tk.25 3 days D35 500 MB Tk.200 30 days D13 1 GB Tk.175 10 days D14 2 GB Tk.400 30 days D15 4 GB Tk.600 30 days D16 25 GB Tk.1050 30 days D17 512 kbps 5 MB Tk.2 01 day D56 20 MB Tk.8 01 day D18 100 MB Tk.50 05 days D37 1 GB Tk.160 10 days D19 1 GB Tk.260 30 days D31 2 GB Tk.350 30 days D20 3 GB Tk.425 30 days D38 3 GB Tk.1000 6 Months D36 5 GB Tk.600 30 days D21 10 GB Tk.825 30 days D22 30 GB Tk.1500 30 days D32 1 mbps 40 MB Tk.20 03 days D51 300 MB Tk.100 07 days D52 1 GB Tk.260 10 days D23 1 GB Tk.320 30 days D53 2 GB Tk.425 30 days D24 4 GB Tk.750 30 days D25 8 GB Tk.1000 30 days D26 30 GB Tk.2500 30 days D33 2 mbps 5 GB Tk.1200 30 days D54 7 GB Tk.1600 30 days D55 10 GB Tk.2200 30 days D27 30 GB Tk.5000 30 days D28 4 mbps 8 GB Tk.3000 10 days Activated Manually 20 GB Tk.6500 10 days Activated Manually   VAT applicable     ::Note: To subscribe any 3G prepaid data plan, on SMS option Type “subscription Code” and send to 111. For example, to subscribe Monthly 2GB Data plan for 512kbps speed, Type D20 & send to 111. After exhaustion of data pack within validity time1paisa/15KBwill be charged. After validity period if any other data pack is not subscribed by the way of recursion or by manually, Pay Per Use policy will be applicable till subscriber subscribes to any other data plan. If any volume is not used during the validity period, it will expire and will not be carried over to the next cycle. The default data speed is up to 512kbps and can be enhanched up to 2Mbps as per data bundle pack. For Unlimited package, fair policy will be applicable. To check the Usage of Volume Bundled Package write 'u' and send SMS to111 and to know the balance dial*152#. SMS Charge not applicable. 15% VAT will be included.     3G POSTPAID BROADBAND       Tariff/Charges:   SPEED UPTO USAGE AMOUNTS VALIDITY SUBSCRIPTION CODE 256 kbps 3 GB Tk.350 30 days F1 7 GB Tk.650 30 days F2 30 GB Tk.1050 30 days F3 512 kbps 1 GB Tk.220 30 days F21 3 GB Tk.410 30 days F4 5 GB Tk.600 30 days F22 7 GB Tk.750 30 days F5 12 GB Tk.900 30 days F6 16 GB Tk.1150 30 days F7 35 GB Tk.1500 30 days F8 1 mbps 5 GB Tk.750 30 days F23 10 GB Tk.1300 30 days F9 20 GB Tk.2000 30 days F10 40 GB Tk.3000 30 days F11 2 mbps 10 GB Tk.2500 30 days F12 20 GB Tk.4000 30 days F13 4 mbps 20 GB Tk.6000 30 days Activated Manually         VAT applicable ::Note: To subscribe to any post paid data plan, write 'subscription code' and send to 111. For example: subscribe to monthly 3GB data plan with 512kbps speed, write F4 and send to 111. After exhaustion of data pack within validity time 1paisa/25KB will be charged. After validity period if any other data pack is not subscribed by the way of recursion or by manually, Pay Per Use policy will be applicable till subscriber subscribes to any other data plan. If any volume is not used during the validity period, it will expire and will not be carried over to the next cycle. For Unlimited package, fair usage policy will be applicable. To check the Usage of Volume Bundled Package write 'u' and send SMS to 111 and to know the bill dial *152#. SMS Charge not applicable. 15% VAT will be included.

Teletalk Bangladesh Ltd 2G Postpaid BROADBAND INTERNET DATA PLAN

Teletalk Bangladesh Ltd	2G PREPAID MOBILE INTERNET
Tariff/Charges:   Data Volume AMOUNTS VALIDITY PERIOD SUBSCRIPTION CODE 5 MB Tk.2 1 day D1 20 MB Tk.8 2 days D2 30 MB Tk.15 7 days D3 250 MB Tk.80 15 days D4 500 MB Tk.120 15 days D8 1 GB Tk.180 30 days D5 2 GB Tk.280 30 days D9 25 GB Tk.600 30 days D6     VAT applicable     ::Note: To subscribe any 2G Prepaid Data Plan, write “Subscription Code” and send to 111. For example, to subscribe Monthly 1GB Data Pack, write D5 and send to 111. After exhaustion of data pack within validity time 1paisa/15KB will be charged. After validity period if any other data pack is not subscribed by the way of recursion or by manually, Pay Per Use policy will be applicable till subscriber subscribes to any other data plan. If any volume is not used during the validity period, it will expire and will not be carried over to the next cycle. For Unlimited package, fair policy will be applicable. To check the Usage of Volume Bundled Package write 'u' and send SMS to 111. SMS Charge not applicable. 15% VAT will be included.
2G POSTPAID DONGLE DATA PLAN
DATA VOLUME AMOUNTS USAGE VALIDITY SUBSCRIPTION CODE 1 GB Tk.175 30days F16 4 GB Tk.300 30days F18 30 GB Tk.600 30days F20     VAT applicable     ::Note: To subscribe to any postpaid data plan, write "Subscription Code" and send to 111. For example, to subscribe to monthly 1GB Data Plan, write F16 and send to 111. The ongoing package will be recursive, that means if balance remains available data pack will repeat itself for the next cycle until it is changed. After exhaustion of data pack within validity time 1paisa/10KB will be charged. After validity period if any other data pack is not subscribed by the way of recursion or by manually, Pay Per Use policy will be applicable till subscriber subscribes to any other data plan. If any volume is not used during the validity period, it will expire and will not be carried over to the next cycle. For Unlimited Package, "Fair Usage Policy" will be applicable. 15% VAT will be included.

Configuring your mobile handset for using Data Service:

Service Type APN IP Port(optional) Data Service wap 192.168.145.101 (Only if set is WAP enabled) 9201   You can get your mobile handset settings for data services using SMS service: The handset configuration of data service can be got by sending SMS to 738. SMS sending procedure is described below: Write "set" and send SMS to "738". In reply SMS you will get a configuration file. Please save the configuration file in your handset. In the time of saving the file please use a pre-configured password 1234. NOTE: Right now the configuration file supports all Nokia Handsets and Android-based Smart Phones. For Details Internet & MMS Settings Click here.