Personal Development Tips That You Need To See!

 

You can take charge of your life if you pursue good self improvement goals. You will need some advice to get started doing all of the personal development work that you are taking on. Some wonderful advice you’ll find below might be just what you started right now is contained in this article.
Stress can greatly interfere with your ability to be happy. Stress can take both a physical and physically across our body. In order to achieve our goals, the stress in your mind must be destroyed. Take some time off regularly to relax and clear your head. Having a time to refresh can make you more peaceful and happy with yourself.
Read good books about self improvement. A good book on the subject may set you on a course that will change your goals and improve yourself. Try choosing a book that has already been well-received by others because poorly done books in this category are fairly common.
Identify the biggest obstacle that is preventing you from being successful. This is hard to do for many people to do. If you succeed in removing some obstacles, you may find that your life’s path is easier to navigate.
Everyone has certain beliefs in which they hold dear. If your goals are grounded by your principles, it is an great trait to have.
Leadership is the cornerstone of someone’s self improvement. Most people would define leadership and influence over others.Take a look at your journey toward leadership.What experiences have changed the person you been most impacted by in your life? How did the events to better yourself? What do you a good team player? By asking yourself these questions, you can more easily integrate into a leadership role with others.
Despite whatever tips you use, you will have more motivation to develop personally. Some things will require you to work hard, but if you apply yourself and follow the right tips, the results will satisfy you.
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Tips And Tricks To Growing As A Person

The first step in solving a personal development problem is admitting that you need to improve. Here are some great tips to get you started on what to try. Each individual has a set of beliefs that he or she follows all the time. If your goals are grounded by your principles, it is an great trait to have.
It may seem simple, but it can prove to be very difficult.
Begin a special savings for emergency purposes. This money can help you stay out of debt continues decreasing.
Try to always make every day as being better than the previous one.
You should always be respectful towards people, regardless of their relationship to you or your goals. The way you treat others says a lot about the person that you are.
When trying to battle depression, focus on your diet and increase your complex carbohydrates. Serotonin can be depleted without enough carbs. You can increase your intake of these carbs by eating plenty of fresh fruits, fruits, nuts, brown rice, whole grains and beans.
Take a trip with a friend to a movie.You will be out and about but you don’t have to socialize as much.It also be an effective way for you acclimate yourself to being in a large group of people.
Avoid going shopping as a way to comfort yourself. If you do a hobby versus raising your credit card bill, you will not spend a lot of money and get into debt.
A positive attitude is required for your development. A negative attitude will lead to stagnation and can even send you down the wrong path.
Always be on the look for a challenge. You might learn more and acquire new things while also developing new skills. You might even aspire to reach a goal that has never been done by anyone. Try to find your own niche, rather than just following in other people’s footsteps.
Use these tips for a little while and write down any changes to your thoughts or behaviors. Do not be so hard on yourself.
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Tips For Making Quick And Easy Life Changes

Are you working towards a better path for your life? The following tips can help make it easier to change your life.
You will miss many opportunities if you put off making decisions. Do not be intimidated by decisions, even if you are not as well-informed as you could be. Even decisions are useful because they provide instructive learning experiences. A wrong decision will help you choose the door for a better one.
Weight loss is not be the only reason to exercise. There are a variety of great reasons for exercising.
Each individual has a set of beliefs that determine who they are. This practice will encourage consistency, which is a great trait to have.
You can then focus your self improvement once you accept that you still have a lot to learn and become eager to experience all the new things you can.
You should know your own values to come up with a personal development program. It makes no sense to concentrate on areas of your life that might contradict your values.
Take a step to cure your anxiety by going with a buddy to the movie theater as a method of conquering anxiety. You will be out and about but not have to talk a lot or even see who you’re with most of the time. This will help you to become comfortable in settings that involve crowds.
If you find that you are constantly having difficulty meeting your goals, take a good hard look at what may be wrong. Find out some ideas online and look to others have succeeded at the same thing. You might need to be more realistic or gain the proper information you are aiming for impossible goals and not using your resources sufficiently to accomplish your goals properly.
It shouldn’t be scary to make big changes in your life. Taking charge of your life and changing it for the better can have many positive and long lasting benefits to your well-being.
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Self Help And Improvement Tips And Techniques

If you want to change but don’t know how, then this article is for you. Keep your chin up and know that with your increased knowledge, your personal development success is assured, so look through this article and see what tips apply to you and your self improvement goals.
You can’t make everyone happy, and accept that you will never be able to please everyone. This doesn’t mean that you should only think of yourself, but in some cases, but you often have to put yourself first or no one else will.If you make sure that what you do is true to yourself and your ethics, then you can be healthier with your path to self improvement.
There are many helpful books on personal development available. A really good book can give you great advice and ideas that will change your life.Try choosing a volume that has already been well-received by others because poorly done books in this category are not very well written.
Weight loss is not the only one reason to exercise. There are so many physical reasons to exercise.
Do not push yourself over do it physically when trying to achieve a goal. You still need to take care of your body when you are working towards a goal. You will never improve yourself when you neglect your body in the pursuit of self improvement.
Sexual capitol is an important new trait that is attracting a lot of attention to researchers that study self improvement. This means to use your sexuality to get what you want but rather than your charm. Not everyone is good in a social environment, but these can help you go farther in all aspects of your life.
You should now have a better idea how to maintain an optimistic outlook and plan. Look for any new information that can benefit you, then use it!
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How Is The Big Idea Mastermind Program Going to Help Me Make $250,000?

There are individuals making this much money from their home offices in their part time… so why not you?
Big Idea Mastermind is a complete solution for making money online.
The system includes every element that any online entrepreneur would need to make money.
Hundreds of thousands of people try to make money online and most fail… why? maybe because they don’t have the knowledge, the skill or the desire.
There are reports out which say that only a measly 1-2% of people have made even a single dollar online which means that an absolutely ridiculous 98-99% are failing.
This is the question that concerned us at Big Idea Mastermind.  Why is it that so many people are failing when there is so much opportunity on the internet to make money.
The people that are making money and know how to do it… to them its like turning a tap and instead of water, money flows out.
They put a few things into place and that’s it.  they just decide how much they need to make for that next holiday to Costa Rica or Hawaii, or that sexy new car they saw down the dealership,  or that house  they’ve been wanting and then they burn the midnight oil for a couple of nights, weeks  or months…. and hey presto!
Tickets booked! car delivered! Movers booked!
I mean… wouldnt you be willing to do a few days of hard graft if there was a good, healthy profit to be made?
wouldn’t you get your head down and learn a few tactics, or master some technical skill in order to use them and make some money from it.
Of course you would.
The BIM Program teaches you exactly this.  The What, The Why and The How of making money online.
In fact… there is teaching involved BUT there’s plenty of material and tools simply given to you… so you dont have to acquire the techy knowledge or hire a geek or a graphics guru or a marketing maven to do any of it for you…. The Big Idea Mastermind gives you the products to sell, gives you 100% commissions, gives you somewhere to sell from and teaches you how to get your customers… all you have to worry about after that is how you’re going to spend the money!!  
Don’t have any doubts.  The Big Idea Mastermind system is a complete system for making money online…. and it will work for you if you put the hard work in.  Yes.  Of course there is work involved.  This is not the infamous “get rich quick scheme”.
You have to believe that you will be successful then your commitment and persistence will pay off.
There is a “30 day to $10k” step by step guide within the Big Idea Mastermind which is available at the higher levels of the program,  See What Are The Big Idea Mastermind Products?.
This 30 day program is your step by step guide showing you exactly what you need to do on a daily basis.  if followed, you should get to the $250,000 earning level very soon… not within the 30 days of course, but what you learn and do in those 30 days is the foundation to help you earn the fortune.
If you haven’t joined yet or are still considering joining then you need to watch the BIM videos.  There is more to BIM than you might think… watch the videos for a complete explanation.

How to choose a new bank

 

Are you looking for another financial institution to handle your fortune? Here's what to ask.

If you're among the many customers fed up with high bank fees, poor service or low interest rates, you may want to switch banks or trade your bank for a credit union.
"You used to just decide if you wanted to get a toaster or a microwave when you opened a new account, or go to the bank with the most convenient branch," says Mitchell Freedman, the CEO of MFAC Financial Advisors in Westlake Village, Calif. "Today, bank fees can hit you in ways you never thought about, so you need to carefully compare your continuing costs of banking."
Making that comparison isn't so simple.
"Among the 12 largest banks, the median number of bank disclosure pages for checking account policies and fees is 69 pages. Believe it or not, that's an improvement over 2011, when the median was 111 pages. There's no way a consumer could wade through all that," says Susan Weinstock, project director for Safe Checking in the Electronic Age, a project by the Pew Center on the States in Washington, D.C.
The following seven questions can help you find the bank that fits your financial needs.

HOW LARGE A BALANCE IS NEEDED TO AVOID FEES?

To make it easier for consumers to comparison shop, the Pew Center developed a simple disclosure form that five of the largest banks and three of the largest credit unions have adopted, Weinstock says. Consumers need to know the minimum deposit required to open an account and the minimum balance required to waive monthly bank fees.
"Be aware not only of the upfront price of opening an account but of continuing requirements," Freedman says. "Some accounts require a direct deposit or a recurring payment through their site to avoid monthly service fees."

In addition to the monthly service fees, you should also check on other fees that you can be charged before you switch banks, such as a stop-payment fee, deposited item return fee, account closing fee and nonsufficient funds fee.

HOW HIGH ARE THE FEES FOR OUT-OF-NETWORK ATMS?

"Most banks and credit unions participate in a network of ATMs, but if you rely often on an ATM for withdrawals, you should check on the fee for using an out-of-network machine," Weinstock says. "Usually there's no fee for using one in your bank's network, but your bank or credit union should disclose the fee it charges for using another network. There's also a fee from the ATM owner, and that will be disclosed on the ATM itself."
Freedman says consumers who travel frequently should consider opening an account with a national bank that offers ATMs around the country.
"ATM fees may be less important to people who don't use them a lot or who choose a bank or credit union with an ATM convenient to their work or home," Freedman says.

WHAT ARE THE OVERDRAFT PROTECTION OPTIONS?

While you may hope you never have to rely on overdraft protection, you should make sure you understand your options and their costs before you switch banks.
Weinstock says many consumers don't understand that not signing up for overdraft protection could be a good thing. Your debit card will be declined or your check will bounce without it, but there's no fee if you opt out of overdraft protection.
"If you opt in for protection, the cheapest way to do it is usually to have funds transferred from a savings account, a line of credit or a credit card. The median transfer fee is $12, and the median overdraft fee is $35 per transaction," Weinstock says.
Consumers should compare the transfer fee, overdraft penalty fee, maximum number of times an overdraft penalty fee is applied per day, minimum amount required to trigger an overdraft fee and extended overdraft penalty fee charged for each day the account is overdrawn.
"Overdraft protection is a double-edged sword," Freedman says. "It can be terrific and enable you to lower your risk of a bounced check, but you could end up paying a high transaction fee and a hefty interest rate if you sign up for a line of credit."

HOW SOON ARE DEPOSITED FUNDS AVAILABLE?

While some banks put a hold on certain types of deposits, Freedman says some deposits are instantly credited.
Weinstock says financial regulations require the first $200 of any deposit be available the next business day following a deposit, but banks vary in how soon the rest of the deposit is available.
"Fund availability is extremely important, especially for people living paycheck to paycheck," Weinstock says. "Some banks say the business day ends at 2 p.m., so you need to check that information in their disclosure boxes."
Weinstock says you also should find out the bank's process for handling deposits and withdrawals. Most banks process deposits first, then the withdrawals from the same day, but others credit deposits last.
"Some banks handle the largest withdrawals before smaller ones that come in on the same day, which can make it more likely that you'll overdraw multiple times," Weinstock says.

Financial Services >> Electronic Money Transfer Service BD

What is EMTS?

The regular paper based money order service of the post office seemed a time consuming, expensive and inefficient approach of remit money to any part of the country. There was a demand for quick transfer of money to locations where the beneficiary can collect and use it instantly. With this perspective in view, Bangladesh Post launched a new money order service named Electronic Money Transfer Service (EMTS), commonly known as Mobile Money Order Service. This fulfilled the expectations of people to remit the desired amount of money to their near and dear ones so as to utilize when they need. This is mobile as well as web based remittance service available in all important post offices of the country. The sender can send the money within a minute and recipient/beneficiary can collect it instantly. Both sender and recipient get confirmation of the remittance and disbursement as soon as it is made in their mobile phones.

Area Coverage :

This service is available in all important post offices of the country. Presently 2750 post offices provide the EMTS which is covering all district, upazilla/thana and important/busy rural post office locations. Every month hundreds of post officials are being trained and the service is expanded to those locations.

EMTS Tools/Devices:

Bangladesh Post maintains a server and call center to monitor and support the service. All Electronic Money Transfer Service locations (post offices) are equipped with computer, internet connectivity and/or mobile phones which are used to send the issue or payment request to the server.

Procedure: The sender goes to the post office and fills up an issue form (EMO -1) giving required information like sender name, address, mobile phone number, recipient's name, address mobile phone number, amount of money to be sent etc. The post office staff sends the information to the central server through the computer or official EMTS mobile phone. When the request is accepted and confirmed by the server through issuing SMS generating a 16 digit unique PIN to senders mobile phone and a separate confirmation message is sent to issuing post office. The sender shall inform the recipient to collect the money from his/her nearest post office. The recipient goes to the post office and again fill up the disburse form (EMO-2) and claim the money showing the PIN. The post office counter operator verifies the information given by the recipient from server with those used earlier by sender; if everything is match the disbursement procedure is made. As soon as the disbursement is completed the sender is again confirmed by another SMS generated by the server.

FEATURES

1.Remittance in a minute
2.User Friendly- adoption of mobile phones & applications
3.Maximum Area coverage: Locations distributed throughout the country
(presently 2750 POs), to be expanded to all Post Office locations
4.Transaction security ensured by a 16 digit auto PIN generation mechanism
5.Independent of Mobile Operator-customer enjoying mobile operator's service can use this service.
6.EMTS devices not specific to power sources like electricity -have freedom of using any Source of Power (electricity, battery, solar charger)
7.Ensure customer satisfaction- Daylong well acquainted Help Desk Service
8.Optional Corporate Services:
a)One 2 Many transactions-Option for Salary Disbursement
b)Many 2 One Transactions- Option for collection of tution/Admission fees from students
9.Location Independent Disbursement
10.Widely used Network Partner- Banglalink Mobile Operator
11.Database Management and Security-VPN Connectivity
12.Scope to add new value added service and future expansion 

BDJobs.com - Community Organizer (under ER + funded by WFP & Govt.) : NGO/Development

No. of Vacancies :  01

Job Description / Responsibility

• Field level activity implementation as per project guide line
• Participants handling at field level
• Conduct group meeting at field level
• To ensure IGA purchase as per project guide line
• To ensure IGA start as per business plan
• IGA implementation follow up at field level
• To monitor the contact women
• To ensure re-investment of IGA
• Monthly plan and report preparation

Job Nature 

Full-time 

Educational Requirements

Bachelor degree

Experience Requirements

• 2 to 5 year(s)
• The applicants should have experience in the following area(s):
  Monitoring, Supervision, Trainer, Manual Development/Documentation
• The applicants should have experience in the following business area(s):
  NGOs

Additional Job Requirements 

• Age 25 to 40 year(s)
• Must have computer literacy (MS-Office)
• Coordination skill
• Field based position and should spent 90% time for filed visit
• Effective problem solver.
• Excellent motivation skill
• Excellent facilitation skill
• Understanding of multidimensional activities.

Salary Range

• TK. 14000

Other Benefits

As per project provision

Job Location 

Sirajgonj 

Job Source 

Bdjobs.com Online job posting 
 

Apply Instruction Send your CV to khirul.rasel@gmail.com or Interested person who are qualified energetic, dynamic and self motivated are requested to send their complete CV (mentioned personal information, present address, academic information, details relevant experience, training, cell & email number, referee), a motivation letter and two copies of PP size recent photographs to the Director, Manab Mukti Sangstha (MMS), Khas Bara Shimul, Bangobandhu Birdge west sub, Sirajgonj Sadar, Sirajgonj within 29 May 2013 by mail (khirul.rasel@gmail.com) or postal/courier services. Write the position name on top of envelop. Women are especially encouraged to apply. Applicant must enclose his/her Photograph with CV.

Application Deadline: May 29, 2013

BDJOBS.com - Community Development Centre-CODEC

No. of Vacancies :  08

Job Description / Responsibility

Purpose of the required position is to facilitate the groups or people’s organizations to implement their agenda based action plan. Able to develop relationship among the producers and service providers; provide technical support in the implementation of agriculture and livelihood activities; Organize meetings/ workshop, training, dialogue session at field level as well at union level. Participate in different survey study, impact assessment;

Job Nature 

Full-time 

Educational Requirements

At least graduate (Diploma in Agriculture is an added advantage)

Experience Requirements

• 2 to 2 year(s)
• The applicants should have experience in the following area(s):
  Field or Project Organizer
• The applicants should have experience in the following business area(s):
  NGOs

Additional Job Requirements 

Having 2 years working experience in similar field.

Salary Range

• TK.12000 - 12000

Other Benefits

N/A

Job Location 

Bagerhat 

Job Source 

Bdjobs.com Online job posting 
 

Apply Instruction Community Development Center (CODEC), a non-profit development organization, which has been working in coastal and riverine areas of Bangladesh since 1985. CODEC is partnered with ACDI/VOCA and Project Concern International on the USAID-funded Program for Strengthening Household Access to Resources (PROSHAR) a five-year project, aimed to empowering communities through an integrated approach to achieve three main objectives to reduce food insecurity: (a) Income and access to food of poor and ultra poor households improved, (b) Health of pregnant and lactating women and children under 5 (with particular attention to children under 2) improved, and (c) Institutions and households prepared to respond effectively to shocks. CODEC is seeking applications for the following positions, based in Sharankhola upazila under Bagerhat district, which are funded under CODEC’s sub-award with ACDI/VOCA: If you think you have the right skills for the above mentioned positions, please send your CV, name of two referees along with two recent passport size and photocopy all academic & experience certificate to The Executive Director, Community Development Centre (CODEC), Plot-02, Road-02, Lake Valley R/A, Foy`s Lake, Khulshi, Chittagong, Bangladesh latest within June 06, 2013 marking the position applied for on the envelop. Due to large number of applications received only short listed candidates will be contacted. CODEC is an equal opportunities employer and does not discriminate based on gender, religion, background or differently-able person.

Application Deadline: June 06, 2013

Company Information Community Development Centre-CODEC  Address : Plot-02, Road-02, Lake Valley R/A, Hazi Jafor Ali Road, Foy`s Lake, Khulshi, Chittagong, Bangladesh Web : www.codecbd.org Business : CODEC is a National NGO working with the disadvantage coastal and fisherflok communities for their socio-cultural and economic development.

BDJOBS.com - The City Bank Limited. - Coordination Assistant Manager - Wholesale Banking

No. of Vacancies :  N/A

Job Description / Responsibility

• Manage appointments for respective people.
• Arrange conferences, meetings, and travel related activities.
• Maintain liaison with relevant stakeholders
• Arrange and maintain documents needed to support the supervisor
• Identify decisions taken by AMD & CBO in all correspondences and follow up on the completion of those tasks.
• Open, read, route, and distribute incoming mail and other material and follow up to answers to incoming mails.

Job Nature 

Full-time 

Educational Requirements

Graduate(Four Years) from a reputed university. In case of B.Com and the like the incumbent must have a post graduate degree with minimum 2-3 years of working experience in related arena.

Experience Requirements

• Minimum 2 year(s)

Additional Job Requirements 

N/A

Job Location 

Dhaka 

Job Source 

Bdjobs.com Online job posting 
 

Application Deadline: June 01, 2013

Company Information The City Bank Limited.  Address : House CEN (C) 11, Avenue 136 (Level 4),Gulshan 2 Web : www.thecitybank.com

BDJOBS.com - BRAC Senior Research Associate

No. of Vacancies :  5

Job Description / Responsibility

• Successful candidates will perform the following tasks with minimum supervision:
• Conceptualise research objectives and define research questions.
• Use appropriate and creative methodology to design and conduct research.
• Apply statistical techniques to analyze relevant information, including surveys, case studies and interviews.
• Test theories using data and interpret findings.
• Write report and policy brief.
• Disseminate results.
• Ensure that research is conducted within time and budget constraints.
• Employment type: Contractual. Contract period initially for 2 years.

Job Nature 

Contractual 

Educational Requirements

• MS in Sociology, Economics, Statistics, development studies, anthropology, public health, medicine or related discipline from any reputed university with minimum two first class/ division/ CGPA 3.00 in all academic examination.
• No 3rd class/ division/ below CGPA 2.00 is acceptable.

Experience Requirements

• Minimum 2 year(s)

Additional Job Requirements 

• Age below or equal to 45 year(s)
• Experience in research will be highly valued, but not essential.
• We are looking for highly motivated candidates who have:
• An ambition to build career in research.
• Enthusiasm to work in challenging conditions.
• Excellent analytical and writing skills.
• Ability to work with tight deadlines.
• Knowledge of statistical (e.g. STATA, SPSS) or ethnographic softwares will be considered as an advantage.
• Candidates who do not have the ambition of pursuing a career in research need not apply.

Other Benefits

• Salary Range: Negotiable (Please mention your expected salary in CV).
• For other benefits please visit http://www.brachrd.org/international_employment.php

Job Location 

South Sudan 

Job Source 

Bdjobs.com Online job posting 
 

Apply Instruction For more information, please visit careers.brac.net. You can apply online through careers.brac.net or email your detailed CV and a cover letter justifying your qualification & experience for the position at recruitment.bi@brac.net. Please mention the name of the position and AD# BI 09/13 in the subject bar. Only short listed candidates will be contacted. Applicant must enclose his/her Photograph with CV.

Application Deadline: June 03, 2013

Company Information BRAC  Business : BRAC is one of the world’s leading development organisation has extensive development programmes globally.

BASIC Bank Limited - Officer : BDJobs.com

No. of Vacancies :  N/A

Job Description / Responsibility

.

Job Nature 

Full-time 

Educational Requirements

• Master in any subject/ B.Sc. Engineering/ B.Sc. in Computer Science/ B.Sc. in Agriculture/ 4-year BBA/ 4-year Bachelor degree with minimum 2nd division/ class (or equivalent) in all other examinations.
• In case of Masters, the following subjects will be given preference: Finance, Banking, Accounting, Management, Marketing, Economics, English, International Relations, Development Studies, Public Administration, Civil/ Mechanical Engineering, MBA, MBM, and Computer Science.

Additional Job Requirements 

• Basic computer literacy is a must to apply for any position.
• Applicants having experience: two years’ experience as Junior Officer/ Assistant Officer preferably in a Bank or Financial Institution.
• Applicants without experience may also apply.
• Maximum Age Limit: For applicants with and without banking experience, 35 and 30 years respectively (as on June 20, 2013)

Other Benefits

Compensation Package: Tk.40,000.00 excluding fringe benefits.

Job Location 

Anywhere in Bangladesh 

Job Source 

Bdjobs.com Online job posting 
 

Apply Instruction Interested and qualified Bangladeshi nationals are requested to apply online within June 20, 2013 (6:00 pm) through the Bank’s website, www.basicbanklimited.com. No other means/ modes of application will be accepted. Only shortlisted candiates will be called for the written test. Regarding shortlisting criteria, the decision of the management will be final. The interested candidates must be ready to work anywhere in Bangladesh.

Application Deadline: June 20, 2013

Company Information BASIC Bank Limited